Protect the people you love that you will leave behind. We've given you a list of the most common types of life insurance. In our opinion, there's really only one option, but you need to ask us what that is and why!

Term Life Insurance

Term Life Insurance is the most affordable option when considering life insurance. You pay a relatively small premium for a set period of time. There are various options of term life insurance available, such as decreasing term, adjustable term, and (most common) level term. Level term life insurance is a fixed premium for a fixed period of time (usually 10, 15, 20, or 30 years). Term life insurance is temporary – not permanent like whole life or universal life.Talk to us about life insurance.

Whole Life Insurance

Whole life insurance is designed to last "your whole life" with a higher premium as compared to level term, but that also builds cash value inside the life insurance policy. The cash value also earns interest as your policy allows. The premium amount is fixed but the policy is permanent not temporary.Talk to us about life insurance.

Universal Life Insurance

Univeral Life Insurance is almost a combination of term and whole life. Universal life is very flexible and is also a permanent policy. The premiums can be adjustable as your life and needs change. Like whole life, a universal life policy builds cash value and these funds are tied to an interest rate as described in your policy. The interest may be based on a stock market index or based on performance of other investments.Talk to us about life insurance.