College is an exciting chapter—new freedom, new friends, and for many, a first real taste of independent living. But with that freedom comes responsibility, especially when it comes to protecting your stuff. Whether you’re in a dorm or off-campus apartment, renters insurance is one of the smartest (and most affordable) decisions you can make.
Here’s why it matters:
1. Your Landlord’s Insurance Doesn’t Cover You
Think your landlord’s policy will help if your apartment floods or someone breaks in? Think again. A landlord’s insurance only covers the building—not your personal belongings. That means your laptop, TV, clothes, and even your textbooks are all at risk if something goes wrong.
2. Theft Happens More Than You Think
College campuses and surrounding neighborhoods are busy places. Dorms and shared apartments often have lots of foot traffic, which unfortunately means a higher risk for theft. Renters insurance can help you replace stolen items without having to drain your savings—or call home for help.
3. It Covers More Than Just “Stuff”
A good renters policy doesn’t just cover your belongings. It can also provide liability coverage—which helps protect you if someone gets injured in your space—or if you accidentally cause damage to the property. Some policies even cover additional living expenses if you need to temporarily move out due to a covered event, like a fire.
4. It’s Surprisingly Affordable
Most renters insurance policies cost less than $15 a month—less than the price of a pizza or a couple of lattes. For the amount of protection it offers, it’s one of the best values in insurance.
5. Peace of Mind for Students and Parents
Let’s be honest—college is a time of enough stress already. Renters insurance helps take one big “what if” off the table. Knowing you’re covered allows students to focus on school, and gives parents one less thing to worry about from miles away.
Ready to Get Started?
At Blue Marsh Insurance, we’ve helped countless students (and their families) find renters policies that fit their needs and budget. Many of us are parents ourselves, and we know what it’s like to send kids off to school and want them to be protected.
Have questions? Give us a call—we’re happy to walk you through it.
📞 610-590-0152
💻 www.bluemarsh.com
Protect your stuff. Protect your peace of mind. Renters insurance is a small investment that makes a big difference.
A little more about Blue Marsh Insurance…
When he founded Blue Marsh, Tom Davenport wanted to create a different kind of insurance company. One that’s built on personal relationships and a local presence. One where you, the customer, feel more like a friend.
As an independent insurance agency, Blue Marsh Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
If you’re interested in starting a quote online or having us take a look at your current policies, click here!