Medicare scams through the mail are on the rise, and seniors are often targeted by fraudsters hoping to steal personal information, money, or benefits. These scams can look surprisingly legitimate, making it hard to tell the difference between real communication from Medicare and a fraudulent attempt.
Whether you’re on Medicare or caring for someone who is, here are four essential tips to help protect yourself or your loved ones from Medicare mail scams.
1. Know What Medicare Will (and Won’t) Send You
Medicare does send mail, but it’s typically official and limited. You may receive things like:
- A Medicare Summary Notice (MSN) every three months if you use services
- Enrollment or plan change letters during open enrollment
- Requests for updated information if you’re enrolled in a Medicare Advantage or Part D plan
What Medicare won’t do:
They won’t threaten to cancel your coverage if you don’t respond quickly.
They won’t send you unsolicited requests asking for your Social Security number, bank account, or credit card information.
2. Check for Red Flags in the Letter
Scam letters often look official but include telltale warning signs:
- Urgent or threatening language (e.g., “Your benefits will be revoked!”)
- Spelling or grammar mistakes
- Unfamiliar sender or return address
- Promises of free medical equipment or services
- Requests for personal information to “verify your account”
If you see any of these, don’t respond — it’s likely a scam.
3. Don’t Share Personal Information by Mail
Medicare will never ask you to send sensitive information like your Medicare number, full Social Security number, or financial details through the mail without prior contact or a clear reason. If you receive a form or letter asking for this, call Medicare or your plan provider to verify its legitimacy.
4. Shred Suspicious or Unneeded Mail
Never toss Medicare-related mail into the trash without shredding it first. Scammers often go through garbage to find personal details. Use a cross-cut shredder for documents that contain any identifying information.
Stay Safe and Secure
Staying informed and being cautious can make all the difference when it comes to protecting your personal information. Scammers are becoming more sophisticated, but by following these simple steps, you can guard yourself against Medicare mail fraud.
If you ever have questions or concerns about your Medicare coverage, Blue Marsh is here to help. We can guide you through the process and ensure you’re getting the best coverage for your needs—without the worry of scams.
If Medicare seems overwhelming to you, we are here to help! Give us a call at (610) 590-0152 to talk to one of our advisors. We will help you navigate the Medicare maze!
A little more about Blue Marsh Insurance…
When he founded Blue Marsh, Tom Davenport wanted to create a different kind of insurance company. One that’s built on personal relationships and a local presence. One where you, the customer, feel more like a friend.
As an independent insurance agency, Blue Marsh Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
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