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Winter storms can bring heavy snow, ice, and freezing temperatures—and often, power outages that last far longer than expected. A little preparation ahead of time can help reduce damage, keep your household safe, and make recovery easier if the weather takes a turn.
Here’s how you can get ready before the next winter storm arrives.
Get Your Home Ready Before the Storm
Preventive steps taken early can help avoid costly damage later.
- Seal drafts around windows and doors to keep warm air inside
- Insulate exposed pipes to reduce the risk of freezing and bursting
- Trim tree branches that could break under snow or ice
- Test your sump pump and backup battery if you have one
These small tasks can make a big difference when temperatures drop.
Prepare for Potential Power Outages
Winter storms often knock out power, sometimes for hours or days. Being ready helps your family stay safe and comfortable.
- Keep flashlights and spare batteries in an easy-to-find place
- Have a battery-powered or hand-crank radio for updates
- Charge portable phone power banks ahead of the storm
- If you use a generator, make sure it’s operating properly and never run it indoors or in a garage
Tip: Candles increase fire risk—battery-powered lights are a safer option.
Take Steps to Protect Your Plumbing
Frozen pipes are one of the most common winter-related insurance claims.
- Allow faucets to drip slightly during extreme cold
- Open cabinet doors to let warm air circulate around pipes
- Know where your main water shut-off valve is located
- If you’re leaving home, don’t turn your heat completely off
These steps can help prevent water damage while you ride out the storm.
Build or Review a Winter Emergency Kit
Every household should have basic supplies ready in case conditions worsen.
Consider including:
- Bottled water and non-perishable food
- Extra blankets, coats, and warm clothing
- Prescription medications and personal items
- First-aid supplies
Having these essentials on hand can make extended outages far less stressful.
Review Your Homeowners Insurance Coverage
Winter storms can lead to claims involving burst pipes, fallen trees, roof damage, and more. Understanding your homeowners policy before a storm hits can help avoid surprises later.
The team at Blue Marsh Insurance is happy to review your coverage, answer questions, and make sure you’re properly protected for winter weather risks.
What to Do If You Think You Have a Claim
Once the storm has passed and it’s safe to do so:
- Check for damage and address any immediate safety concerns
- Take photos or videos of visible damage
- Prevent further damage when possible, such as shutting off water or covering exposed areas
📞 Call your insurance agent first, if possible.
Your agent can help determine coverage, explain next steps, and assist with filing the claim correctly. Having an advocate who knows your policy can make the process smoother and less stressful.
At Blue Marsh, we’re here to support you through the claims process and help you get back to normal as quickly as possible.
We’re Here to Help
Winter weather may be unpredictable, but your insurance guidance shouldn’t be. If you have questions about your coverage or want help preparing for winter risks, contact Blue Marsh Insurance. We’re here for you—before, during, and after the storm.
Stay warm and stay safe ❄️
A little more about Blue Marsh Insurance…
When he founded Blue Marsh, Tom Davenport wanted to create a different kind of insurance company. One that’s built on personal relationships and a local presence. One where you, the customer, feel more like a friend.
As an independent insurance agency, Blue Marsh Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
If you’re interested in starting a quote online or having us take a look at your current policies, click here!