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Category Auto Insurance
Moving to Pennsylvania? Here’s how to get your PA driver’s license.
Welcome to Pennsylvania! We are excited you are moving here. You’re going to love it. Here’s what you need to know about getting your PA drivers license and auto insurance. How to get a PA driver’s license All new residents…
Do I need additional insurance from the rental car company?
Our team is often approached with an important question regarding rental car coverage: “Does my auto policy cover my rental car, or should I purchase the rental company’s insurance at the counter?” Do you need additional insurance coverage from the…
What does insurance underwriting mean?
Whether you are shopping for home, auto, business or life insurance, underwriting is a key component of the insurance-buying process. But what is underwriting exactly? And how does it effect you and your insurance policy? When you apply for any…
How the price of auto insurance is determined
Your insurance agent presents you with a car insurance price and it’s different than you expected. How did they get there? How was this price determined? Auto insurance premiums are not simply plucked out of thin air. Instead, they are…
Decoding the difference between stacked and unstacked UM UIM limits
Have you heard the insurance term, “stack and unstacked UM UIM limits”? When it comes to insurance, there are a lot of terms and concepts that are confusing and often misunderstood. It can be overwhelming to try and figure out…
Do I need to purchase rental car insurance on vacation?
If you’re renting a car on vacation, you are probably wondering if you need to purchase extra rental car insurance. If you’re renting a car while on vacation, it’s a good idea to take a look at your current auto…
Should I file a claim or pay out of pocket?
One question our clients frequently ask is, “Should I file a claim or pay out of pocket?” In most cases, the answer may seem obvious based on the type of accident. However, there are times when the decision isn’t so…
What you need to know about your insurance claim
Here’s what you need to know about your insurance claim. Dealing with an insurance claim is never a pleasant experience. We understand that you’re already upset about what happened and just want to get back to your normal life as…
What do I do if I have an insurance claim?
If you find yourself in a situation where you need to file a claim, don’t worry, we’re here to help every step of the way! Accidents are an unfortunate reality of life. If you find yourself in a situation where…
What to do after a car accident
The unsettling feeling after being involved in a car accident is the worst! The fear of the unknown about where to go from here and how to begin the process to getting your vehicle repaired can feel overwhelming. No need…