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Category Insurance Tips
What is a coinsurance clause?

A coinsurance clause is a provision commonly found in both personal and commercial insurance policies that determines the share of expenses that you, as the policyholder, is responsible for in the event of a claim. This clause requires the policyholder…
What does insurance underwriting mean?

Whether you are shopping for home, auto, business or life insurance, underwriting is a key component of the insurance-buying process. But what is underwriting exactly? And how does it effect you and your insurance policy? When you apply for any…
How to Create a Family Safety Plan

In the event of an emergency, a family safety plan is imperative. It’s important to make sure that your family’s basic needs are being met and that they are safe. The most effective way to do this is by having…
Insurance Advice for Those Heading Into Retirement

How does my retirement affect my insurance? Probably more than you think. Here are a couple things to consider about your insurance before your retirement: Health Insurance: This is something many people don’t think about until it’s potentially too late.…
Insurance Advice for Young Parents: Enjoy Your Family

This post was originally written in July, 2019 by our Protection Advisor, Steve Schappell. Have you heard the classic 70’s song with the opening lyrics, “time keeps on slipping into the future”? I believe it was “Fly Like An Eagle”…
What you need to know about your insurance claim

Here’s what you need to know about your insurance claim. Dealing with an insurance claim is never a pleasant experience. We understand that you’re already upset about what happened and just want to get back to your normal life as…
What do I do if I have an insurance claim?

If you find yourself in a situation where you need to file a claim, don’t worry, we’re here to help every step of the way! Accidents are an unfortunate reality of life. If you find yourself in a situation where…
General Liability Insurance For Small Business

You’ve worked to build your company from the ground up. You’ve expanded, taken on new clients and offered new products or services. As your business grows, the risks facing it also intensify. Even if your company is brand new, you…
