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The economic recession has had a lot of negative effects on many American households, including the loss of a house. Many families were forced to forgo home ownership in favor of renting, causing the apartment vacancy rate to decline at an annual rate of over two percent over the past five years. READ MORE >>

One of the most burdensome costs that business owners face in today's economic environment is that of workers compensation. Since workers compensation is required by law in most states, it is also an unavoidable one. There are, however, a few practical things employers can do to decrease their workers compensation costs. READ MORE >>

Many people dread wintertime because of the poor road conditions. Obviously, the best way to stay safe is to avoid driving during bouts of bad winter weather. However, this isn’t always possible, and so brushing up on winter driving tips is the next best way to stay as safe as possible. READ MORE >>

Out of the 164,500 kitchen fires that occur in houses each year, the majority of those are grease fires that ignite in the kitchen. A grease fire can cause damage to the stove, to the floor if hot grease is spilled and burn down a house if not contained. How does a grease fire happen and what can you do? READ MORE >>

Did you know that taking time to properly teach your teenagers to drive can lower your car insurance rates? How is that possible? By making your teenager a safer driver who will be in fewer accidents and receive fewer tickets. It also gives both of you a chance to spend time together and can help you prepare for future conversations about driving. READ MORE >>

Just because the office is a place of business doesn’t mean you can’t have some fun to celebrate All Hallow’s Eve. Decorating the workplace is a great way to get into the Halloween spirit, so long as you do so with caution. Here are a few tips to keep the holiday spooky and not dangerously scary. READ MORE >>

With cooler weather on the way, now is a good time to review the safe handling and usage of propane tanks in your RV. Although propane is considered safe for RVs, mishandling this flammable gas can lead to fiery disaster. Prevent leaks and other sources of danger by following these tips. READ MORE >>

Floods can devastate homes, neighborhoods and even cities in a matter of minutes. But there’s no time to dwell on losses because your ability to act quickly directly affects the amount of belongings that you’ll be able to salvage before mold and mildew sets in and has the chance to make you and your family ill. READ MORE >>

Buying life insurance isn't something that young adults typically consider. They're more likely to budget for coffee runs and entertainment. But what most Millennials don't realize is that life insurance isn't just for families. Even young adults may benefit from life insurance if their circumstances are similar to those listed below. READ MORE >>

You love your job of working on landscapes. Daily, you get to see plants thrive and know that your expertise is contributing to their beauty. You have a great customer base and know all of them by name. So, why would you need professional liability insurance? Here’s one example. READ MORE >>

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