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Category Auto Insurance
Underground Service Line Coverage (and why you probably need it!)
Have you heard of Underground Service Line Coverage? If you are a homeowner, you probably need it. Did you know…homeowners are legally responsible for maintaining service lines from their home to the property line? If you experience any damage on…
Why do auto insurance rates increase?
Have you seen your auto insurance rates increase in the past couple of years? You aren’t alone. We know that no one likes to see their auto insurance rates increase, so we want to explain why this is happening. There…
Buying Car Insurance for the First Time
Insurance can feel confusing – especially if you are buying car insurance for the first time. We are here to help! Whether you are fresh off of your parents’ policy, or if you are at the point in life where you…
Why the cost of insurance has gone up (and what you can do about it)
This post was originally published in June, 2023 We know it is frustrating to see the cost of insurance go up. Here’s why it’s happening and what you can do about it. In our years of experience, we’ve never seen…
What is Equipment Breakdown Coverage?
What is equipment breakdown coverage? Equipment breakdown coverage provides protection for major appliances and home systems should they need repair or replacement due to a electrical or mechanical failure. This coverage is not part of a standard homeowners insurance policy.…
Now’s not the time to let your insurance lapse. Here’s why.
Insurance is something that we often take for granted, until we find ourselves in a situation where we desperately need it. Letting your insurance lapse can have dire consequences and leave you vulnerable to a range of risks. In a…
College Students and Insurance: What You Need to Know
College students and insurance: what you need to know. Have a recent high school grad? Congratulations! What an exciting time. We’re sure you have a lot racing through your mind, and what to do about their insurance probably isn’t at…
Why did my home insurance bill increase?
It’s frustrating to see your home insurance bill increase – we know. If it’s any comfort, you aren’t alone. Many people are starting to see their home insurance bills increase as of late. But why does home insurance increase? There…
Emergency Roadside Coverage
EMERGENCY ROADSIDE SERVICE COVERAGE What it is and why you might want it. Emergency roadside service is an optional coverage that you can add on to your auto insurance policy. In the case of an unlucky breakdown with your car,…
Replacement Cost vs. Market Value: What’s the difference?
Wondering why the replacement cost of your home from the insurance company is different than what you paid for your house? When it comes to insuring your home, understanding the difference between replacement cost and market value is crucial. Replacement…