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Home Insurance
What’s the difference between Replacement Cost and Actual Cash Value?
If you’re thinking about homeowners insurance, there’s a good chance you’ve heard the terms “Replacement Cost” and “Actual Cash Value”. But what do they mean? Here’s the difference between Replacement Cost and Actual Cash Value when it comes to your…
Summer Home Checklist
No one loves summer more than we do, and no one knows the trouble it can bring more than we do, too. Unfortunately, we see the hazards of summer every day. Our experience has taught us to be vigilant and…
What do I do if I have an insurance claim?
If you find yourself in a situation where you need to file a claim, don’t worry, we’re here to help every step of the way! Accidents are an unfortunate reality of life. If you find yourself in a situation where…
Why Do You Need Homeowners Insurance?
Homeowners who still owe a balance on their mortgage don’t even need to question their need for homeowners insurance. Lenders usually require proof of coverage because they want to make sure that their investment is protected against typical hazards. Most…